Call reports 2012
FROST BANK — 2012
What FROST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 20,472,031,000 | 20,923,282,000 | 21,866,297,000 | 23,187,836,000 |
| Total loans | 8,127,481,000 | 8,489,296,000 | 8,805,261,000 | 9,223,578,000 |
| Allowance for loan losses | 107,181,000 | 105,648,000 | 105,401,000 | 104,453,000 |
| Securities available for sale | 8,530,206,000 | 8,439,887,000 | 8,681,759,000 | 6,167,407,000 |
| Securities held to maturity | 365,603,000 | 365,357,000 | 364,997,000 | 2,956,381,000 |
| Trading assets | 92,194,000 | 96,724,000 | 88,468,000 | 94,810,000 |
| Total deposits | 17,024,228,000 | 17,365,201,000 | 18,305,130,000 | 19,621,033,000 |
| Interest-bearing deposits | 10,124,908,000 | 10,140,390,000 | 10,524,267,000 | 11,400,429,000 |
| Noninterest-bearing deposits | 6,899,320,000 | 7,224,811,000 | 7,780,863,000 | 8,220,604,000 |
| Equity capital | 2,335,781,000 | 2,367,243,000 | 2,412,240,000 | 2,400,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 157,570,000 | 314,504,000 | 473,711,000 | 635,551,000 |
| Interest expense | 4,616,000 | 9,209,000 | 13,855,000 | 18,282,000 |
| Net interest income | 152,954,000 | 305,295,000 | 459,856,000 | 617,269,000 |
| Noninterest income | 69,204,000 | 134,351,000 | 203,435,000 | 272,373,000 |
| Noninterest expense | 139,982,000 | 277,416,000 | 419,614,000 | 563,277,000 |
| Provision for loan losses | 1,100,000 | 3,455,000 | 5,955,000 | 10,080,000 |
| Pretax income | 80,585,000 | 158,654,000 | 237,601,000 | 320,599,000 |
| Income tax | 18,890,000 | 36,698,000 | 55,380,000 | 76,868,000 |
| Net income | 61,695,000 | 121,956,000 | 182,221,000 | 243,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,550,755,000 | 1,574,865,000 | 1,599,798,000 | 1,625,992,000 |
| Total capital | 1,657,936,000 | 1,680,513,000 | 1,705,199,000 | 1,730,445,000 |
| Risk-weighted assets | 11,453,067,000 | 12,020,296,000 | 12,241,175,000 | 12,885,973,000 |