Call reports 2011
FROST BANK — 2011
What FROST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 17,964,657,000 | 18,520,720,000 | 19,537,058,000 | 20,372,139,000 |
| Total loans | 8,026,620,000 | 8,075,705,000 | 8,089,871,000 | 7,995,779,000 |
| Allowance for loan losses | 124,321,000 | 122,741,000 | 115,433,000 | 110,147,000 |
| Securities available for sale | 5,623,395,000 | 5,394,374,000 | 5,301,820,000 | 7,751,700,000 |
| Securities held to maturity | 341,037,000 | 350,000,000 | 366,270,000 | 365,998,000 |
| Trading assets | 88,464,000 | 79,909,000 | 110,411,000 | 100,829,000 |
| Total deposits | 14,766,261,000 | 15,187,958,000 | 16,145,175,000 | 16,846,765,000 |
| Interest-bearing deposits | 9,296,831,000 | 9,285,439,000 | 9,522,628,000 | 10,084,194,000 |
| Noninterest-bearing deposits | 5,469,430,000 | 5,902,519,000 | 6,622,547,000 | 6,762,571,000 |
| Equity capital | 2,148,939,000 | 2,223,794,000 | 2,286,307,000 | 2,312,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 154,406,000 | 311,780,000 | 467,593,000 | 627,096,000 |
| Interest expense | 8,734,000 | 17,400,000 | 23,657,000 | 28,677,000 |
| Net interest income | 145,672,000 | 294,380,000 | 443,936,000 | 598,419,000 |
| Noninterest income | 68,439,000 | 136,548,000 | 205,553,000 | 269,773,000 |
| Noninterest expense | 137,023,000 | 270,653,000 | 404,861,000 | 545,944,000 |
| Provision for loan losses | 9,450,000 | 18,435,000 | 27,445,000 | 27,445,000 |
| Pretax income | 67,643,000 | 141,845,000 | 223,597,000 | 301,217,000 |
| Income tax | 14,430,000 | 30,124,000 | 55,585,000 | 76,054,000 |
| Net income | 53,213,000 | 111,721,000 | 168,012,000 | 225,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,458,921,000 | 1,485,462,000 | 1,507,551,000 | 1,531,774,000 |
| Total capital | 1,583,242,000 | 1,608,203,000 | 1,622,984,000 | 1,641,921,000 |
| Risk-weighted assets | 10,752,367,000 | 10,859,702,000 | 10,898,699,000 | 11,292,839,000 |