Call reports 2010
FROST BANK — 2010
What FROST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 16,803,603,000 | 17,109,210,000 | 17,804,466,000 | 17,646,473,000 |
| Total loans | 8,197,821,000 | 8,078,545,000 | 8,063,046,000 | 8,126,180,000 |
| Allowance for loan losses | 125,369,000 | 125,441,000 | 126,157,000 | 126,316,000 |
| Securities available for sale | 4,675,283,000 | 4,714,821,000 | 5,216,206,000 | 5,118,661,000 |
| Securities held to maturity | 5,927,000 | 252,998,000 | 256,727,000 | 283,632,000 |
| Trading assets | 70,205,000 | 78,268,000 | 88,790,000 | 74,183,000 |
| Total deposits | 13,810,084,000 | 14,037,250,000 | 14,642,481,000 | 14,554,328,000 |
| Interest-bearing deposits | 8,846,516,000 | 8,890,036,000 | 9,235,108,000 | 9,118,906,000 |
| Noninterest-bearing deposits | 4,963,568,000 | 5,147,214,000 | 5,407,373,000 | 5,435,422,000 |
| Equity capital | 2,046,011,000 | 2,129,308,000 | 2,194,779,000 | 2,123,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 153,097,000 | 309,432,000 | 466,055,000 | 621,120,000 |
| Interest expense | 11,365,000 | 21,567,000 | 31,664,000 | 41,161,000 |
| Net interest income | 141,732,000 | 287,865,000 | 434,391,000 | 579,959,000 |
| Noninterest income | 67,870,000 | 134,354,000 | 201,708,000 | 268,740,000 |
| Noninterest expense | 130,919,000 | 262,059,000 | 391,815,000 | 522,238,000 |
| Provision for loan losses | 13,571,000 | 22,221,000 | 32,321,000 | 43,611,000 |
| Pretax income | 65,117,000 | 137,945,000 | 211,969,000 | 282,856,000 |
| Income tax | 14,953,000 | 32,562,000 | 49,771,000 | 64,901,000 |
| Net income | 50,164,000 | 105,383,000 | 162,198,000 | 217,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,343,164,000 | 1,374,432,000 | 1,404,432,000 | 1,432,660,000 |
| Total capital | 1,498,533,000 | 1,529,873,000 | 1,530,589,000 | 1,558,976,000 |
| Risk-weighted assets | 10,865,100,000 | 10,800,225,000 | 10,837,248,000 | 10,803,970,000 |