Call reports 2001
FROST BANK — 2001
What FROST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 7,819,925,000 | 7,895,876,000 | 8,197,397,000 | 8,420,220,000 |
| Total loans | 4,594,051,000 | 4,553,934,000 | 4,543,393,000 | 4,529,592,000 |
| Allowance for loan losses | 64,065,000 | 65,254,000 | 80,189,000 | 69,538,000 |
| Securities available for sale | 1,597,988,000 | 1,622,984,000 | 1,817,573,000 | 2,076,547,000 |
| Securities held to maturity | 67,466,000 | 61,580,000 | 56,106,000 | 51,271,000 |
| Trading assets | 0 | 1,665,000 | 6,906,000 | 0 |
| Total deposits | 6,637,340,000 | 6,746,662,000 | 6,855,305,000 | 7,155,598,000 |
| Interest-bearing deposits | 4,404,393,000 | 4,367,742,000 | 4,351,245,000 | 4,427,037,000 |
| Noninterest-bearing deposits | 2,232,947,000 | 2,378,920,000 | 2,504,060,000 | 2,728,561,000 |
| Equity capital | 654,364,000 | 672,236,000 | 679,832,000 | 649,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 127,226,000 | 245,055,000 | 358,289,000 | 461,487,000 |
| Interest expense | 44,957,000 | 81,674,000 | 113,729,000 | 137,783,000 |
| Net interest income | 82,269,000 | 163,381,000 | 244,560,000 | 323,704,000 |
| Noninterest income | 44,360,000 | 89,678,000 | 135,890,000 | 181,776,000 |
| Noninterest expense | 77,802,000 | 155,438,000 | 234,987,000 | 333,021,000 |
| Provision for loan losses | 15,031,000 | 16,031,000 | 36,031,000 | 40,031,000 |
| Pretax income | 33,806,000 | 81,588,000 | 109,510,000 | 132,506,000 |
| Income tax | 11,724,000 | 27,746,000 | 37,279,000 | 44,838,000 |
| Net income | 25,093,000 | 56,853,000 | 75,242,000 | 90,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 532,267,000 | 551,697,000 | 538,830,000 | 541,331,000 |
| Total capital | 596,332,000 | 616,951,000 | 757,586,000 | 762,424,000 |
| Risk-weighted assets | 5,492,782,000 | 5,528,760,000 | 5,596,961,000 | 5,790,756,000 |