Call reports 2007
FIRST PRESIDIO BANK — 2007
What FIRST PRESIDIO BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,740,000 | 23,372,000 | 24,002,000 | 25,314,000 |
| Total loans | 7,624,000 | 7,871,000 | 7,927,000 | 7,948,000 |
| Allowance for loan losses | 160,000 | 153,000 | 148,000 | 93,000 |
| Securities available for sale | 12,931,000 | 12,965,000 | 12,456,000 | 12,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,191,000 | 20,855,000 | 21,228,000 | 22,345,000 |
| Interest-bearing deposits | 16,961,000 | 15,221,000 | 16,327,000 | 16,080,000 |
| Noninterest-bearing deposits | 5,230,000 | 5,634,000 | 4,901,000 | 6,265,000 |
| Equity capital | 2,452,000 | 2,396,000 | 2,638,000 | 2,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 653,000 | 982,000 | 1,311,000 |
| Interest expense | 70,000 | 143,000 | 217,000 | 295,000 |
| Net interest income | 260,000 | 510,000 | 765,000 | 1,016,000 |
| Noninterest income | 48,000 | 95,000 | 137,000 | 180,000 |
| Noninterest expense | 203,000 | 395,000 | 582,000 | 785,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 78,000 | 177,000 | 281,000 | 359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 177,000 | 281,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,491,000 | 2,559,000 | 2,638,000 | 2,692,000 |
| Total capital | 2,628,000 | 2,696,000 | 2,777,000 | 2,785,000 |
| Risk-weighted assets | 10,971,000 | 10,925,000 | 11,146,000 | 11,122,000 |