Call reports 2006
FIRST PRESIDIO BANK — 2006
What FIRST PRESIDIO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,806,000 | 23,009,000 | 23,041,000 | 24,070,000 |
| Total loans | 7,261,000 | 7,341,000 | 7,563,000 | 7,370,000 |
| Allowance for loan losses | 149,000 | 156,000 | 162,000 | 136,000 |
| Securities available for sale | 12,896,000 | 13,212,000 | 13,171,000 | 13,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,690,000 | 20,878,000 | 20,648,000 | 21,617,000 |
| Interest-bearing deposits | 17,438,000 | 16,918,000 | 16,742,000 | 16,622,000 |
| Noninterest-bearing deposits | 4,252,000 | 3,960,000 | 3,906,000 | 4,995,000 |
| Equity capital | 2,044,000 | 2,048,000 | 2,291,000 | 2,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 620,000 | 934,000 | 1,252,000 |
| Interest expense | 48,000 | 99,000 | 155,000 | 219,000 |
| Net interest income | 262,000 | 521,000 | 779,000 | 1,033,000 |
| Noninterest income | 57,000 | 114,000 | 184,000 | 231,000 |
| Noninterest expense | 172,000 | 356,000 | 565,000 | 801,000 |
| Provision for loan losses | 10,000 | 16,000 | 22,000 | 26,000 |
| Pretax income | 131,000 | 257,000 | 370,000 | 424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 257,000 | 370,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,289,000 | 2,369,000 | 2,444,000 | 2,458,000 |
| Total capital | 2,417,000 | 2,499,000 | 2,578,000 | 2,587,000 |
| Risk-weighted assets | 10,253,000 | 10,388,000 | 10,687,000 | 10,301,000 |