Call reports 2005
FIRST PRESIDIO BANK — 2005
What FIRST PRESIDIO BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,220,000 | 22,080,000 | 22,332,000 | 23,262,000 |
| Total loans | 6,756,000 | 6,899,000 | 7,272,000 | 7,239,000 |
| Allowance for loan losses | 134,000 | 146,000 | 158,000 | 138,000 |
| Securities available for sale | 13,085,000 | 13,304,000 | 12,988,000 | 12,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,344,000 | 19,812,000 | 19,758,000 | 21,233,000 |
| Interest-bearing deposits | 16,226,000 | 15,988,000 | 16,276,000 | 17,084,000 |
| Noninterest-bearing deposits | 4,118,000 | 3,824,000 | 3,482,000 | 4,149,000 |
| Equity capital | 1,822,000 | 1,961,000 | 2,026,000 | 1,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 510,000 | 780,000 | 1,065,000 |
| Interest expense | 29,000 | 63,000 | 104,000 | 146,000 |
| Net interest income | 223,000 | 447,000 | 676,000 | 919,000 |
| Noninterest income | 46,000 | 88,000 | 137,000 | 193,000 |
| Noninterest expense | 161,000 | 337,000 | 501,000 | 700,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 96,000 | 174,000 | 265,000 | 353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 174,000 | 265,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,027,000 | 2,079,000 | 2,140,000 | 2,199,000 |
| Total capital | 2,146,000 | 2,204,000 | 2,267,000 | 2,327,000 |
| Risk-weighted assets | 9,510,000 | 10,005,000 | 10,134,000 | 10,239,000 |