Call reports 2004
FIRST PRESIDIO BANK — 2004
What FIRST PRESIDIO BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,828,000 | 21,589,000 | 20,738,000 | 22,131,000 |
| Total loans | 6,203,000 | 6,220,000 | 6,061,000 | 6,601,000 |
| Allowance for loan losses | 98,000 | 107,000 | 120,000 | 122,000 |
| Securities available for sale | 12,433,000 | 13,174,000 | 13,285,000 | 12,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,791,000 | 19,818,000 | 18,777,000 | 20,190,000 |
| Interest-bearing deposits | 16,125,000 | 16,059,000 | 15,658,000 | 15,847,000 |
| Noninterest-bearing deposits | 3,666,000 | 3,759,000 | 3,119,000 | 4,343,000 |
| Equity capital | 1,988,000 | 1,712,000 | 1,896,000 | 1,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 459,000 | 700,000 | 941,000 |
| Interest expense | 30,000 | 58,000 | 87,000 | 114,000 |
| Net interest income | 195,000 | 401,000 | 613,000 | 827,000 |
| Noninterest income | 42,000 | 80,000 | 124,000 | 184,000 |
| Noninterest expense | 177,000 | 355,000 | 526,000 | 689,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 44,000 |
| Pretax income | 48,000 | 102,000 | 175,000 | 269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 102,000 | 175,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,790,000 | 1,832,000 | 1,886,000 | 1,960,000 |
| Total capital | 1,888,000 | 1,936,000 | 1,990,000 | 2,072,000 |
| Risk-weighted assets | 8,104,000 | 8,300,000 | 8,318,000 | 8,938,000 |