Call reports 2003
FIRST PRESIDIO BANK — 2003
What FIRST PRESIDIO BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,381,000 | 20,173,000 | 20,065,000 | 21,433,000 |
| Total loans | 6,805,000 | 6,868,000 | 6,968,000 | 6,395,000 |
| Allowance for loan losses | 73,000 | 69,000 | 80,000 | 86,000 |
| Securities available for sale | 9,022,000 | 8,619,000 | 10,056,000 | 10,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,410,000 | 18,131,000 | 18,146,000 | 19,455,000 |
| Interest-bearing deposits | 14,856,000 | 14,671,000 | 15,114,000 | 15,606,000 |
| Noninterest-bearing deposits | 3,554,000 | 3,460,000 | 3,032,000 | 3,849,000 |
| Equity capital | 1,890,000 | 1,955,000 | 1,830,000 | 1,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 453,000 | 674,000 | 903,000 |
| Interest expense | 45,000 | 89,000 | 128,000 | 161,000 |
| Net interest income | 183,000 | 364,000 | 546,000 | 742,000 |
| Noninterest income | 47,000 | 96,000 | 144,000 | 188,000 |
| Noninterest expense | 161,000 | 329,000 | 528,000 | 711,000 |
| Provision for loan losses | 8,000 | 17,000 | 28,000 | 40,000 |
| Pretax income | 61,000 | 114,000 | 134,000 | 179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 114,000 | 134,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,668,000 | 1,704,000 | 1,715,000 | 1,758,000 |
| Total capital | 1,741,000 | 1,773,000 | 1,795,000 | 1,844,000 |
| Risk-weighted assets | 8,041,000 | 8,050,000 | 8,589,000 | 8,092,000 |