Call reports 2002
FIRST PRESIDIO BANK — 2002
What FIRST PRESIDIO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,845,000 | 20,030,000 | 19,366,000 | 20,191,000 |
| Total loans | 6,092,000 | 6,342,000 | 6,666,000 | 6,602,000 |
| Allowance for loan losses | 65,000 | 71,000 | 74,000 | 65,000 |
| Securities available for sale | 11,786,000 | 11,870,000 | 9,775,000 | 9,019,000 |
| Securities held to maturity | 10,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,164,000 | 18,107,000 | 17,368,000 | 18,213,000 |
| Interest-bearing deposits | 15,964,000 | 15,314,000 | 14,784,000 | 14,598,000 |
| Noninterest-bearing deposits | 3,200,000 | 2,793,000 | 2,584,000 | 3,615,000 |
| Equity capital | 1,541,000 | 1,803,000 | 1,889,000 | 1,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 564,000 | 823,000 | 1,062,000 |
| Interest expense | 95,000 | 166,000 | 225,000 | 276,000 |
| Net interest income | 176,000 | 398,000 | 598,000 | 786,000 |
| Noninterest income | 38,000 | 79,000 | 115,000 | 150,000 |
| Noninterest expense | 153,000 | 328,000 | 489,000 | 672,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 55,000 | 137,000 | 206,000 | 242,000 |
| Income tax | 39,000 | 39,000 | 39,000 | 39,000 |
| Net income | 16,000 | 98,000 | 167,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,508,000 | 1,572,000 | 1,610,000 | 1,628,000 |
| Total capital | 1,573,000 | 1,643,000 | 1,684,000 | 1,693,000 |
| Risk-weighted assets | 8,107,000 | 7,096,000 | 7,488,000 | 7,409,000 |