Call reports 2001
FIRST PRESIDIO BANK — 2001
What FIRST PRESIDIO BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,511,000 | 19,712,000 | 21,424,000 | 21,011,000 |
| Total loans | 5,710,000 | 5,719,000 | 5,823,000 | 6,081,000 |
| Allowance for loan losses | 41,000 | 42,000 | 43,000 | 59,000 |
| Securities available for sale | 10,874,000 | 10,846,000 | 9,951,000 | 11,673,000 |
| Securities held to maturity | 220,000 | 220,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,730,000 | 17,931,000 | 19,564,000 | 19,242,000 |
| Interest-bearing deposits | 15,635,000 | 15,261,000 | 16,379,000 | 15,661,000 |
| Noninterest-bearing deposits | 3,095,000 | 2,670,000 | 3,185,000 | 3,581,000 |
| Equity capital | 1,496,000 | 1,556,000 | 1,625,000 | 1,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 671,000 | 992,000 | 1,291,000 |
| Interest expense | 159,000 | 307,000 | 444,000 | 560,000 |
| Net interest income | 197,000 | 364,000 | 548,000 | 731,000 |
| Noninterest income | 23,000 | 48,000 | 73,000 | 108,000 |
| Noninterest expense | 164,000 | 295,000 | 447,000 | 613,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 56,000 | 117,000 | 175,000 | 212,000 |
| Income tax | 18,000 | 27,000 | 40,000 | 37,000 |
| Net income | 38,000 | 90,000 | 135,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,368,000 | 1,420,000 | 1,465,000 | 1,505,000 |
| Total capital | 1,409,000 | 1,462,000 | 1,508,000 | 1,564,000 |
| Risk-weighted assets | 5,811,000 | 5,736,000 | 6,353,000 | 7,892,000 |