Call reports 2025
EASTERN INTERNATIONAL BANK — 2025
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 116,566,000 | 119,126,000 | 117,595,000 | 125,534,000 |
| Total loans | 84,481,000 | 83,107,000 | 86,696,000 | 95,566,000 |
| Allowance for loan losses | 1,300,000 | 1,300,000 | 1,306,000 | 1,368,000 |
| Securities available for sale | 10,379,000 | 10,308,000 | 9,335,000 | 9,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,169,000 | 91,688,000 | 90,074,000 | 93,004,000 |
| Interest-bearing deposits | 85,089,000 | 87,468,000 | 86,085,000 | 89,156,000 |
| Noninterest-bearing deposits | 4,080,000 | 4,220,000 | 3,989,000 | 3,848,000 |
| Equity capital | 21,168,000 | 21,286,000 | 21,409,000 | 21,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,247,000 | 4,931,000 | 6,663,000 |
| Interest expense | 565,000 | 1,138,000 | 1,724,000 | 2,278,000 |
| Net interest income | 1,050,000 | 2,109,000 | 3,207,000 | 4,385,000 |
| Noninterest income | 28,000 | 52,000 | 71,000 | 91,000 |
| Noninterest expense | 1,018,000 | 2,014,000 | 3,088,000 | 4,138,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 68,000 |
| Pretax income | 50,000 | 135,000 | 137,000 | 259,000 |
| Income tax | 15,000 | 40,000 | 41,000 | 77,000 |
| Net income | 35,000 | 95,000 | 96,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,580,000 | 22,639,000 | 22,641,000 | 22,727,000 |