Call reports 2023
EASTERN INTERNATIONAL BANK — 2023
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 121,081,000 | 118,463,000 | 112,485,000 | 115,335,000 |
| Total loans | 94,374,000 | 90,649,000 | 89,585,000 | 90,160,000 |
| Allowance for loan losses | 1,474,000 | 1,474,000 | 1,474,000 | 1,474,000 |
| Securities available for sale | 11,626,000 | 11,268,000 | 10,453,000 | 10,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,552,000 | 96,903,000 | 91,140,000 | 88,616,000 |
| Interest-bearing deposits | 94,477,000 | 92,796,000 | 87,392,000 | 84,982,000 |
| Noninterest-bearing deposits | 5,075,000 | 4,107,000 | 3,748,000 | 3,634,000 |
| Equity capital | 19,988,000 | 20,278,000 | 20,079,000 | 20,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 3,003,000 | 4,535,000 | 6,047,000 |
| Interest expense | 323,000 | 725,000 | 1,160,000 | 1,634,000 |
| Net interest income | 1,135,000 | 2,278,000 | 3,375,000 | 4,413,000 |
| Noninterest income | 22,000 | 54,000 | 78,000 | 105,000 |
| Noninterest expense | 844,000 | 1,490,000 | 2,407,000 | 3,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 313,000 | 842,000 | 1,046,000 | 1,143,000 |
| Income tax | 93,000 | 249,000 | 309,000 | 338,000 |
| Net income | 220,000 | 593,000 | 737,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,645,000 | 22,019,000 | 22,090,000 | 22,158,000 |