Call reports 2022
EASTERN INTERNATIONAL BANK — 2022
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 134,000,000 | 128,771,000 | 129,644,000 | 122,046,000 |
| Total loans | 96,647,000 | 99,639,000 | 97,765,000 | 96,421,000 |
| Allowance for loan losses | 1,309,000 | 1,327,000 | 1,341,000 | 1,361,000 |
| Securities available for sale | 13,678,000 | 12,656,000 | 11,623,000 | 11,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,782,000 | 108,913,000 | 104,962,000 | 100,846,000 |
| Interest-bearing deposits | 107,712,000 | 99,330,000 | 99,354,000 | 95,439,000 |
| Noninterest-bearing deposits | 6,069,000 | 9,583,000 | 5,608,000 | 5,407,000 |
| Equity capital | 20,059,000 | 19,791,000 | 19,510,000 | 19,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,444,000 | 3,850,000 | 5,288,000 |
| Interest expense | 126,000 | 215,000 | 363,000 | 603,000 |
| Net interest income | 1,072,000 | 2,229,000 | 3,487,000 | 4,685,000 |
| Noninterest income | 22,000 | 43,000 | 63,000 | 82,000 |
| Noninterest expense | 912,000 | 1,720,000 | 2,635,000 | 3,666,000 |
| Provision for loan losses | 0 | 18,000 | 32,000 | 52,000 |
| Pretax income | 182,000 | 534,000 | 883,000 | 1,049,000 |
| Income tax | 54,000 | 158,000 | 261,000 | 310,000 |
| Net income | 128,000 | 376,000 | 622,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,966,000 | 21,215,000 | 21,407,000 | 21,505,000 |