Call reports 2021
EASTERN INTERNATIONAL BANK — 2021
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 142,181,000 | 137,250,000 | 138,254,000 | 138,688,000 |
| Total loans | 98,249,000 | 100,330,000 | 99,802,000 | 97,937,000 |
| Allowance for loan losses | 1,309,000 | 1,309,000 | 1,309,000 | 1,309,000 |
| Securities available for sale | 17,326,000 | 16,654,000 | 15,828,000 | 15,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,632,000 | 116,733,000 | 117,645,000 | 117,991,000 |
| Interest-bearing deposits | 5,122,000 | 109,939,000 | 110,578,000 | 111,284,000 |
| Noninterest-bearing deposits | 111,510,000 | 6,794,000 | 7,067,000 | 6,707,000 |
| Equity capital | 20,457,000 | 20,448,000 | 20,473,000 | 20,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,471,000 | 3,737,000 | 5,013,000 |
| Interest expense | 206,000 | 378,000 | 548,000 | 711,000 |
| Net interest income | 1,015,000 | 2,093,000 | 3,189,000 | 4,302,000 |
| Noninterest income | 22,000 | 45,000 | 66,000 | 84,000 |
| Noninterest expense | 1,003,000 | 2,004,000 | 2,990,000 | 3,853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 163,000 | 294,000 | 562,000 |
| Income tax | 12,000 | 48,000 | 91,000 | 165,000 |
| Net income | 51,000 | 115,000 | 203,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,566,000 | 20,630,000 | 20,664,000 | 20,840,000 |