Call reports 2020
EASTERN INTERNATIONAL BANK — 2020
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 131,950,000 | 141,460,000 | 146,554,000 | 142,042,000 |
| Total loans | 96,137,000 | 97,809,000 | 99,740,000 | 97,155,000 |
| Allowance for loan losses | 1,138,000 | 1,284,000 | 1,309,000 | 1,309,000 |
| Securities available for sale | 4,541,000 | 7,834,000 | 12,595,000 | 13,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,281,000 | 110,840,000 | 115,888,000 | 116,404,000 |
| Interest-bearing deposits | 106,503,000 | 106,089,000 | 111,157,000 | 5,897,000 |
| Noninterest-bearing deposits | 4,778,000 | 4,751,000 | 4,730,000 | 110,508,000 |
| Equity capital | 20,480,000 | 20,444,000 | 20,471,000 | 20,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,636,000 | 3,917,000 | 5,195,000 |
| Interest expense | 325,000 | 616,000 | 876,000 | 1,101,000 |
| Net interest income | 1,058,000 | 2,020,000 | 3,041,000 | 4,094,000 |
| Noninterest income | 22,000 | 39,000 | 62,000 | 82,000 |
| Noninterest expense | 940,000 | 1,843,000 | 2,750,000 | 3,697,000 |
| Provision for loan losses | 0 | 146,000 | 171,000 | 171,000 |
| Pretax income | 274,000 | 204,000 | 328,000 | 496,000 |
| Income tax | 80,000 | 61,000 | 98,000 | 148,000 |
| Net income | 194,000 | 143,000 | 230,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,428,000 | 20,377,000 | 20,412,000 | 20,514,000 |