Call reports 2019
EASTERN INTERNATIONAL BANK — 2019
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,161,000 | 107,375,000 | 122,882,000 | 128,700,000 |
| Total loans | 88,341,000 | 89,866,000 | 89,714,000 | 93,314,000 |
| Allowance for loan losses | 1,179,000 | 1,188,000 | 1,188,000 | 1,138,000 |
| Securities available for sale | 6,143,000 | 6,488,000 | 5,701,000 | 6,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,133,000 | 87,160,000 | 102,464,000 | 108,236,000 |
| Interest-bearing deposits | 78,378,000 | 82,932,000 | 98,252,000 | 103,408,000 |
| Noninterest-bearing deposits | 5,755,000 | 4,227,000 | 4,212,000 | 4,827,000 |
| Equity capital | 19,916,000 | 20,140,000 | 20,308,000 | 20,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,568,000 | 3,923,000 | 5,363,000 |
| Interest expense | 164,000 | 368,000 | 624,000 | 980,000 |
| Net interest income | 1,093,000 | 2,200,000 | 3,299,000 | 4,383,000 |
| Noninterest income | 19,000 | 40,000 | 61,000 | 84,000 |
| Noninterest expense | 883,000 | 1,748,000 | 2,655,000 | 3,739,000 |
| Provision for loan losses | 35,000 | 43,000 | 43,000 | -7,000 |
| Pretax income | 194,000 | 448,000 | 661,000 | 778,000 |
| Income tax | 68,000 | 141,000 | 210,000 | 230,000 |
| Net income | 126,000 | 307,000 | 451,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,885,000 | 20,065,000 | 20,210,000 | 20,234,000 |
| Total capital | 21,010,000 | 21,221,000 | 21,356,000 | 21,397,000 |
| Risk-weighted assets | 89,980,000 | 92,483,000 | 91,674,000 | 95,744,000 |