Call reports 2018
EASTERN INTERNATIONAL BANK — 2018
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,022,000 | 109,183,000 | 112,233,000 | 103,254,000 |
| Total loans | 84,583,000 | 82,364,000 | 78,174,000 | 85,450,000 |
| Allowance for loan losses | 1,145,000 | 1,145,000 | 1,145,000 | 1,145,000 |
| Securities available for sale | 3,923,000 | 4,245,000 | 5,031,000 | 5,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,741,000 | 89,714,000 | 92,552,000 | 83,366,000 |
| Interest-bearing deposits | 87,166,000 | 84,562,000 | 87,689,000 | 78,164,000 |
| Noninterest-bearing deposits | 5,575,000 | 5,152,000 | 4,862,000 | 5,201,000 |
| Equity capital | 19,133,000 | 19,383,000 | 19,532,000 | 19,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,475,000 | 3,763,000 | 5,030,000 |
| Interest expense | 148,000 | 309,000 | 473,000 | 637,000 |
| Net interest income | 1,021,000 | 2,166,000 | 3,290,000 | 4,393,000 |
| Noninterest income | 21,000 | 38,000 | 57,000 | 74,000 |
| Noninterest expense | 798,000 | 1,576,000 | 2,396,000 | 3,294,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 628,000 | 951,000 | 1,173,000 |
| Income tax | 73,000 | 186,000 | 283,000 | 348,000 |
| Net income | 171,000 | 442,000 | 668,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,133,000 | 19,428,000 | 19,601,000 | 19,758,000 |
| Total capital | 20,215,000 | 20,486,000 | 20,614,000 | 20,853,000 |
| Risk-weighted assets | 86,549,000 | 84,615,000 | 80,910,000 | 87,605,000 |