Call reports 2017
EASTERN INTERNATIONAL BANK — 2017
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,487,000 | 112,402,000 | 113,582,000 | 111,700,000 |
| Total loans | 80,500,000 | 82,622,000 | 83,733,000 | 84,920,000 |
| Allowance for loan losses | 1,144,000 | 1,142,000 | 1,091,000 | 1,145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,707,000 | 93,607,000 | 94,577,000 | 92,579,000 |
| Interest-bearing deposits | 89,079,000 | 88,094,000 | 89,126,000 | 87,040,000 |
| Noninterest-bearing deposits | 5,628,000 | 5,513,000 | 5,451,000 | 5,539,000 |
| Equity capital | 18,563,000 | 18,708,000 | 18,843,000 | 18,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,246,000 | 3,398,000 | 4,604,000 |
| Interest expense | 139,000 | 277,000 | 425,000 | 578,000 |
| Net interest income | 1,029,000 | 1,969,000 | 2,973,000 | 4,026,000 |
| Noninterest income | 24,000 | 46,000 | 66,000 | 92,000 |
| Noninterest expense | 761,000 | 1,494,000 | 2,319,000 | 3,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 521,000 | 720,000 | 1,005,000 |
| Income tax | 120,000 | 204,000 | 268,000 | 410,000 |
| Net income | 172,000 | 317,000 | 452,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,563,000 | 18,708,000 | 18,843,000 | 18,986,000 |
| Total capital | 19,578,000 | 19,757,000 | 19,933,000 | 20,057,000 |
| Risk-weighted assets | 81,099,000 | 83,817,000 | 87,053,000 | 85,646,000 |