Call reports 2016
EASTERN INTERNATIONAL BANK — 2016
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,063,000 | 114,141,000 | 113,740,000 | 114,344,000 |
| Total loans | 80,740,000 | 83,304,000 | 85,301,000 | 84,088,000 |
| Allowance for loan losses | 1,139,000 | 1,135,000 | 1,145,000 | 1,145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,519,000 | 95,728,000 | 95,175,000 | 95,802,000 |
| Interest-bearing deposits | 92,916,000 | 89,765,000 | 89,227,000 | 90,451,000 |
| Noninterest-bearing deposits | 6,603,000 | 5,963,000 | 5,948,000 | 5,351,000 |
| Equity capital | 18,066,000 | 18,189,000 | 18,329,000 | 18,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,073,000 | 3,164,000 | 4,259,000 |
| Interest expense | 145,000 | 290,000 | 433,000 | 575,000 |
| Net interest income | 889,000 | 1,783,000 | 2,731,000 | 3,684,000 |
| Noninterest income | 32,000 | 58,000 | 87,000 | 106,000 |
| Noninterest expense | 752,000 | 1,448,000 | 2,176,000 | 2,944,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 393,000 | 642,000 | 846,000 |
| Income tax | 93,000 | 194,000 | 303,000 | 392,000 |
| Net income | 76,000 | 199,000 | 339,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,066,000 | 18,189,000 | 18,329,000 | 18,444,000 |
| Total capital | 19,099,000 | 19,263,000 | 19,403,000 | 19,504,000 |
| Risk-weighted assets | 82,546,000 | 85,836,000 | 85,865,000 | 84,729,000 |