Call reports 2014
EASTERN INTERNATIONAL BANK — 2014
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 123,300,000 | 121,295,000 | 117,870,000 | 122,325,000 |
| Total loans | 78,436,000 | 82,555,000 | 79,576,000 | 82,301,000 |
| Allowance for loan losses | 1,225,000 | 1,239,000 | 1,220,000 | 1,244,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,127,000 | 104,038,000 | 100,437,000 | 104,757,000 |
| Interest-bearing deposits | 100,083,000 | 98,023,000 | 94,344,000 | 98,268,000 |
| Noninterest-bearing deposits | 6,044,000 | 6,015,000 | 6,093,000 | 6,489,000 |
| Equity capital | 17,018,000 | 17,182,000 | 17,342,000 | 17,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,049,000 | 3,092,000 | 4,096,000 |
| Interest expense | 157,000 | 311,000 | 463,000 | 613,000 |
| Net interest income | 852,000 | 1,738,000 | 2,629,000 | 3,483,000 |
| Noninterest income | 43,000 | 85,000 | 125,000 | 159,000 |
| Noninterest expense | 682,000 | 1,324,000 | 1,997,000 | 2,624,000 |
| Provision for loan losses | 0 | 8,000 | -8,000 | 11,000 |
| Pretax income | 213,000 | 491,000 | 765,000 | 1,007,000 |
| Income tax | 88,000 | 202,000 | 316,000 | 415,000 |
| Net income | 125,000 | 289,000 | 449,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,018,000 | 17,182,000 | 17,342,000 | 17,485,000 |
| Total capital | 18,030,000 | 18,229,000 | 18,358,000 | 18,526,000 |
| Risk-weighted assets | 80,747,000 | 83,548,000 | 81,102,000 | 83,108,000 |