Call reports 2013
EASTERN INTERNATIONAL BANK — 2013
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 125,738,000 | 124,986,000 | 125,250,000 | 126,117,000 |
| Total loans | 80,167,000 | 79,275,000 | 79,370,000 | 78,859,000 |
| Allowance for loan losses | 1,232,000 | 1,229,000 | 1,232,000 | 1,230,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,108,000 | 108,258,000 | 108,341,000 | 109,067,000 |
| Interest-bearing deposits | 103,416,000 | 102,474,000 | 102,099,000 | 102,873,000 |
| Noninterest-bearing deposits | 5,692,000 | 5,784,000 | 6,242,000 | 6,194,000 |
| Equity capital | 16,475,000 | 16,647,000 | 16,815,000 | 16,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,195,000 | 3,240,000 | 4,278,000 |
| Interest expense | 169,000 | 333,000 | 497,000 | 660,000 |
| Net interest income | 979,000 | 1,862,000 | 2,743,000 | 3,618,000 |
| Noninterest income | 53,000 | 102,000 | 151,000 | 193,000 |
| Noninterest expense | 652,000 | 1,291,000 | 1,935,000 | 2,617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 380,000 | 673,000 | 959,000 | 1,194,000 |
| Income tax | 156,000 | 277,000 | 395,000 | 499,000 |
| Net income | 224,000 | 396,000 | 564,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,475,000 | 16,647,000 | 16,815,000 | 16,946,000 |
| Total capital | 17,491,000 | 17,660,000 | 17,821,000 | 17,951,000 |
| Risk-weighted assets | 81,088,000 | 80,823,000 | 80,247,000 | 80,205,000 |