Call reports 2012
EASTERN INTERNATIONAL BANK — 2012
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,832,000 | 131,797,000 | 130,196,000 | 126,751,000 |
| Total loans | 83,694,000 | 83,798,000 | 85,624,000 | 84,050,000 |
| Allowance for loan losses | 1,225,000 | 1,231,000 | 1,232,000 | 1,227,000 |
| Securities available for sale | 4,014,000 | 4,008,000 | 4,004,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,078,000 | 115,882,000 | 114,023,000 | 110,319,000 |
| Interest-bearing deposits | 109,759,000 | 110,795,000 | 108,898,000 | 104,969,000 |
| Noninterest-bearing deposits | 4,319,000 | 5,087,000 | 5,125,000 | 5,350,000 |
| Equity capital | 15,599,000 | 15,841,000 | 16,088,000 | 16,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,499,000 | 3,710,000 | 4,861,000 |
| Interest expense | 205,000 | 400,000 | 593,000 | 776,000 |
| Net interest income | 1,078,000 | 2,099,000 | 3,117,000 | 4,085,000 |
| Noninterest income | 45,000 | 84,000 | 130,000 | 185,000 |
| Noninterest expense | 669,000 | 1,312,000 | 1,950,000 | 2,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 871,000 | 1,297,000 | 1,648,000 |
| Income tax | 187,000 | 359,000 | 534,000 | 668,000 |
| Net income | 267,000 | 512,000 | 763,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,591,000 | 15,836,000 | 16,086,000 | 16,304,000 |
| Total capital | 16,682,000 | 16,912,000 | 17,183,000 | 17,383,000 |
| Risk-weighted assets | 87,154,000 | 85,883,000 | 87,620,000 | 86,155,000 |