Call reports 2011
EASTERN INTERNATIONAL BANK — 2011
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,074,000 | 119,436,000 | 124,060,000 | 126,754,000 |
| Total loans | 85,563,000 | 84,927,000 | 85,869,000 | 85,589,000 |
| Allowance for loan losses | 1,232,000 | 1,233,000 | 1,228,000 | 1,230,000 |
| Securities available for sale | 7,952,000 | 8,002,000 | 6,010,000 | 4,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,360,000 | 104,501,000 | 108,846,000 | 111,258,000 |
| Interest-bearing deposits | 99,362,000 | 99,989,000 | 104,681,000 | 107,062,000 |
| Noninterest-bearing deposits | 3,998,000 | 4,512,000 | 4,165,000 | 4,196,000 |
| Equity capital | 14,561,000 | 14,844,000 | 15,110,000 | 15,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,636,000 | 3,939,000 | 5,229,000 |
| Interest expense | 260,000 | 504,000 | 750,000 | 984,000 |
| Net interest income | 1,055,000 | 2,132,000 | 3,189,000 | 4,245,000 |
| Noninterest income | 49,000 | 92,000 | 145,000 | 190,000 |
| Noninterest expense | 693,000 | 1,383,000 | 2,036,000 | 2,713,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 405,000 | 835,000 | 1,292,000 | 1,716,000 |
| Income tax | 167,000 | 344,000 | 539,000 | 691,000 |
| Net income | 238,000 | 491,000 | 753,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,589,000 | 14,842,000 | 15,104,000 | 15,376,000 |
| Total capital | 15,699,000 | 15,938,000 | 16,219,000 | 16,476,000 |
| Risk-weighted assets | 88,698,000 | 87,538,000 | 89,075,000 | 87,870,000 |