Call reports 2010
EASTERN INTERNATIONAL BANK — 2010
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,122,000 | 106,531,000 | 109,639,000 | 115,830,000 |
| Total loans | 85,035,000 | 83,480,000 | 85,425,000 | 85,395,000 |
| Allowance for loan losses | 1,070,000 | 1,184,000 | 1,189,000 | 1,226,000 |
| Securities available for sale | 2,803,000 | 6,814,000 | 4,007,000 | 7,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,016,000 | 92,527,000 | 95,370,000 | 101,311,000 |
| Interest-bearing deposits | 83,812,000 | 88,814,000 | 91,556,000 | 97,380,000 |
| Noninterest-bearing deposits | 4,204,000 | 3,713,000 | 3,814,000 | 3,931,000 |
| Equity capital | 13,845,000 | 13,923,000 | 14,179,000 | 14,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,638,000 | 3,969,000 | 5,326,000 |
| Interest expense | 314,000 | 611,000 | 908,000 | 1,194,000 |
| Net interest income | 1,002,000 | 2,027,000 | 3,061,000 | 4,132,000 |
| Noninterest income | 59,000 | -237,000 | -162,000 | -103,000 |
| Noninterest expense | 666,000 | 1,160,000 | 1,820,000 | 2,542,000 |
| Provision for loan losses | 15,000 | 128,000 | 134,000 | 170,000 |
| Pretax income | 380,000 | 502,000 | 945,000 | 1,317,000 |
| Income tax | 156,000 | 207,000 | 389,000 | 532,000 |
| Net income | 224,000 | 295,000 | 556,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,843,000 | 13,915,000 | 14,175,000 | 14,404,000 |
| Total capital | 14,915,000 | 15,004,000 | 15,281,000 | 15,515,000 |
| Risk-weighted assets | 89,947,000 | 87,070,000 | 88,372,000 | 88,739,000 |