Call reports 2009
EASTERN INTERNATIONAL BANK — 2009
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 95,985,000 | 95,396,000 | 97,892,000 | 101,634,000 |
| Total loans | 78,875,000 | 81,016,000 | 82,720,000 | 83,587,000 |
| Allowance for loan losses | 974,000 | 1,000,000 | 1,022,000 | 1,051,000 |
| Securities available for sale | 2,006,000 | 2,010,000 | 2,813,000 | 2,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,488,000 | 81,670,000 | 84,242,000 | 87,783,000 |
| Interest-bearing deposits | 78,509,000 | 77,435,000 | 80,256,000 | 83,402,000 |
| Noninterest-bearing deposits | 3,979,000 | 4,235,000 | 3,986,000 | 4,381,000 |
| Equity capital | 13,272,000 | 13,411,000 | 13,519,000 | 13,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,632,000 | 3,967,000 | 5,330,000 |
| Interest expense | 447,000 | 871,000 | 1,279,000 | 1,632,000 |
| Net interest income | 861,000 | 1,761,000 | 2,688,000 | 3,698,000 |
| Noninterest income | 54,000 | 108,000 | 162,000 | 218,000 |
| Noninterest expense | 661,000 | 1,363,000 | 2,137,000 | 2,920,000 |
| Provision for loan losses | 13,000 | 33,000 | 58,000 | 89,000 |
| Pretax income | 241,000 | 473,000 | 655,000 | 907,000 |
| Income tax | 99,000 | 195,000 | 270,000 | 362,000 |
| Net income | 142,000 | 278,000 | 385,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,268,000 | 13,405,000 | 13,511,000 | 13,672,000 |
| Total capital | 14,249,000 | 14,405,000 | 14,537,000 | 14,730,000 |
| Risk-weighted assets | 85,325,000 | 85,975,000 | 88,069,000 | 89,411,000 |