Call reports 2007
EASTERN INTERNATIONAL BANK — 2007
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,145,000 | 85,881,000 | 85,351,000 | 84,564,000 |
| Total loans | 55,288,000 | 59,112,000 | 64,287,000 | 67,084,000 |
| Allowance for loan losses | 865,000 | 850,000 | 866,000 | 887,000 |
| Securities available for sale | 13,989,000 | 11,985,000 | 9,004,000 | 5,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,627,000 | 73,317,000 | 72,669,000 | 71,708,000 |
| Interest-bearing deposits | 68,047,000 | 68,641,000 | 67,199,000 | 66,555,000 |
| Noninterest-bearing deposits | 5,580,000 | 4,676,000 | 5,470,000 | 5,153,000 |
| Equity capital | 12,287,000 | 12,432,000 | 12,562,000 | 12,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,892,000 | 4,377,000 | 5,825,000 |
| Interest expense | 576,000 | 1,179,000 | 1,789,000 | 2,398,000 |
| Net interest income | 854,000 | 1,713,000 | 2,588,000 | 3,427,000 |
| Noninterest income | 45,000 | 98,000 | 153,000 | 206,000 |
| Noninterest expense | 695,000 | 1,357,000 | 2,082,000 | 2,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 454,000 | 659,000 | 892,000 |
| Income tax | 86,000 | 188,000 | 274,000 | 360,000 |
| Net income | 118,000 | 266,000 | 385,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,293,000 | 12,441,000 | 12,560,000 | 12,706,000 |
| Total capital | 13,083,000 | 13,289,000 | 13,437,000 | 13,587,000 |
| Risk-weighted assets | 63,062,000 | 67,783,000 | 70,176,000 | 70,466,000 |