Call reports 2006
EASTERN INTERNATIONAL BANK — 2006
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,284,000 | 78,509,000 | 78,353,000 | 82,754,000 |
| Total loans | 53,841,000 | 53,451,000 | 54,050,000 | 58,336,000 |
| Allowance for loan losses | 1,111,000 | 1,101,000 | 1,098,000 | 882,000 |
| Securities available for sale | 12,948,000 | 8,948,000 | 8,988,000 | 8,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,475,000 | 66,591,000 | 66,243,000 | 70,384,000 |
| Interest-bearing deposits | 63,002,000 | 60,866,000 | 60,993,000 | 65,127,000 |
| Noninterest-bearing deposits | 6,473,000 | 5,725,000 | 5,250,000 | 5,257,000 |
| Equity capital | 11,608,000 | 11,778,000 | 11,979,000 | 12,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,551,000 | 3,920,000 | 5,339,000 |
| Interest expense | 393,000 | 815,000 | 1,266,000 | 1,793,000 |
| Net interest income | 851,000 | 1,736,000 | 2,654,000 | 3,546,000 |
| Noninterest income | 51,000 | 95,000 | 146,000 | 200,000 |
| Noninterest expense | 656,000 | 1,318,000 | 2,015,000 | 2,720,000 |
| Provision for loan losses | 0 | 0 | 0 | -235,000 |
| Pretax income | 246,000 | 513,000 | 785,000 | 1,261,000 |
| Income tax | 101,000 | 199,000 | 294,000 | 527,000 |
| Net income | 145,000 | 314,000 | 491,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,639,000 | 11,808,000 | 11,986,000 | 12,228,000 |
| Total capital | 12,384,000 | 12,558,000 | 12,751,000 | 13,018,000 |
| Risk-weighted assets | 59,179,000 | 59,599,000 | 60,813,000 | 63,033,000 |