Call reports 2005
EASTERN INTERNATIONAL BANK — 2005
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,360,000 | 81,395,000 | 81,619,000 | 83,201,000 |
| Total loans | 53,139,000 | 53,448,000 | 56,379,000 | 53,670,000 |
| Allowance for loan losses | 1,074,000 | 1,085,000 | 1,083,000 | 1,085,000 |
| Securities available for sale | 11,035,000 | 10,898,000 | 10,904,000 | 10,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,282,000 | 70,263,000 | 70,222,000 | 71,530,000 |
| Interest-bearing deposits | 64,887,000 | 63,698,000 | 63,718,000 | 64,687,000 |
| Noninterest-bearing deposits | 6,395,000 | 6,565,000 | 6,504,000 | 6,843,000 |
| Equity capital | 10,856,000 | 11,016,000 | 11,180,000 | 11,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,057,000 | 3,237,000 | 4,485,000 |
| Interest expense | 232,000 | 507,000 | 815,000 | 1,206,000 |
| Net interest income | 759,000 | 1,550,000 | 2,422,000 | 3,279,000 |
| Noninterest income | 83,000 | 163,000 | 213,000 | 276,000 |
| Noninterest expense | 664,000 | 1,287,000 | 1,936,000 | 2,607,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 406,000 | 679,000 | 928,000 |
| Income tax | 73,000 | 168,000 | 280,000 | 218,000 |
| Net income | 105,000 | 238,000 | 399,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,942,000 | 11,076,000 | 11,236,000 | 11,547,000 |
| Total capital | 11,705,000 | 11,823,000 | 12,019,000 | 12,308,000 |
| Risk-weighted assets | 60,682,000 | 59,446,000 | 62,281,000 | 60,537,000 |