Call reports 2003
EASTERN INTERNATIONAL BANK — 2003
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 87,783,000 | 89,451,000 | 90,282,000 | 90,243,000 |
| Total loans | 63,676,000 | 64,234,000 | 57,160,000 | 59,100,000 |
| Allowance for loan losses | 1,235,000 | 1,236,000 | 1,084,000 | 1,201,000 |
| Securities available for sale | 2,193,000 | 2,209,000 | 2,200,000 | 12,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,340,000 | 78,832,000 | 79,350,000 | 79,062,000 |
| Interest-bearing deposits | 71,532,000 | 71,648,000 | 72,438,000 | 72,523,000 |
| Noninterest-bearing deposits | 5,808,000 | 7,184,000 | 6,912,000 | 6,539,000 |
| Equity capital | 10,254,000 | 10,427,000 | 10,520,000 | 10,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,154,000 | 3,145,000 | 4,113,000 |
| Interest expense | 261,000 | 503,000 | 718,000 | 922,000 |
| Net interest income | 814,000 | 1,651,000 | 2,427,000 | 3,191,000 |
| Noninterest income | 122,000 | 245,000 | 347,000 | 430,000 |
| Noninterest expense | 710,000 | 1,403,000 | 2,118,000 | 2,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 493,000 | 656,000 | 793,000 |
| Income tax | 93,000 | 197,000 | 261,000 | 321,000 |
| Net income | 133,000 | 296,000 | 395,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,246,000 | 10,410,000 | 10,506,000 | 10,598,000 |
| Total capital | 11,111,000 | 11,282,000 | 11,347,000 | 11,457,000 |
| Risk-weighted assets | 68,842,000 | 69,392,000 | 66,850,000 | 68,321,000 |