Call reports 2002
EASTERN INTERNATIONAL BANK — 2002
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,593,000 | 84,254,000 | 86,261,000 | 86,526,000 |
| Total loans | 61,827,000 | 63,053,000 | 61,647,000 | 55,529,000 |
| Allowance for loan losses | 1,226,000 | 1,223,000 | 1,224,000 | 1,225,000 |
| Securities available for sale | 3,301,000 | 10,248,000 | 12,342,000 | 3,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,733,000 | 74,200,000 | 76,049,000 | 76,192,000 |
| Interest-bearing deposits | 68,378,000 | 68,547,000 | 69,922,000 | 69,452,000 |
| Noninterest-bearing deposits | 5,355,000 | 5,653,000 | 6,127,000 | 6,740,000 |
| Equity capital | 9,601,000 | 9,815,000 | 10,040,000 | 10,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,548,000 | 3,868,000 | 5,033,000 |
| Interest expense | 386,000 | 743,000 | 1,091,000 | 1,393,000 |
| Net interest income | 865,000 | 1,805,000 | 2,777,000 | 3,640,000 |
| Noninterest income | 104,000 | 184,000 | 279,000 | 385,000 |
| Noninterest expense | 698,000 | 1,388,000 | 2,097,000 | 2,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 601,000 | 959,000 | 1,239,000 |
| Income tax | 112,000 | 246,000 | 390,000 | 504,000 |
| Net income | 159,000 | 355,000 | 569,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,581,000 | 9,782,000 | 10,000,000 | 10,166,000 |
| Total capital | 10,413,000 | 10,633,000 | 10,825,000 | 10,979,000 |
| Risk-weighted assets | 66,164,000 | 67,688,000 | 65,602,000 | 64,649,000 |