Call reports 2001
EASTERN INTERNATIONAL BANK — 2001
What EASTERN INTERNATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,427,000 | 80,609,000 | 80,425,000 | 78,751,000 |
| Total loans | 53,429,000 | 56,963,000 | 60,441,000 | 59,209,000 |
| Allowance for loan losses | 1,252,000 | 1,224,000 | 1,225,000 | 1,225,000 |
| Securities available for sale | 3,417,000 | 3,391,000 | 5,406,000 | 4,335,000 |
| Securities held to maturity | 6,190,000 | 5,991,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,002,000 | 71,139,000 | 70,776,000 | 69,041,000 |
| Interest-bearing deposits | 64,204,000 | 66,317,000 | 65,838,000 | 64,334,000 |
| Noninterest-bearing deposits | 4,798,000 | 4,822,000 | 4,938,000 | 4,707,000 |
| Equity capital | 9,169,000 | 9,250,000 | 9,326,000 | 9,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 2,996,000 | 4,432,000 | 5,753,000 |
| Interest expense | 689,000 | 1,355,000 | 1,946,000 | 2,411,000 |
| Net interest income | 832,000 | 1,641,000 | 2,486,000 | 3,342,000 |
| Noninterest income | 107,000 | 213,000 | 306,000 | 420,000 |
| Noninterest expense | 739,000 | 1,477,000 | 2,332,000 | 3,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 377,000 | 460,000 | 729,000 |
| Income tax | 82,000 | 155,000 | 190,000 | 290,000 |
| Net income | 118,000 | 222,000 | 270,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,234,000 | 9,284,000 | 9,451,000 |
| Total capital | 9,921,000 | 10,043,000 | 10,072,000 | 10,228,000 |
| Risk-weighted assets | 60,771,000 | 64,314,000 | 62,574,000 | 61,518,000 |