Call reports 2025
COUNTY BANK — 2025
What COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 125,278,000 | 123,756,000 | 127,560,000 | 133,598,000 |
| Total loans | 85,172,000 | 85,000,000 | 88,939,000 | 98,033,000 |
| Allowance for loan losses | 1,212,000 | 1,216,000 | 1,224,000 | 1,231,000 |
| Securities available for sale | 28,157,000 | 27,333,000 | 26,945,000 | 26,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,481,000 | 113,841,000 | 116,816,000 | 115,167,000 |
| Interest-bearing deposits | 76,372,000 | 74,724,000 | 77,016,000 | 76,574,000 |
| Noninterest-bearing deposits | 39,109,000 | 39,117,000 | 39,800,000 | 38,593,000 |
| Equity capital | 9,555,000 | 9,784,000 | 10,686,000 | 10,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,386,000 | 5,117,000 | 6,964,000 |
| Interest expense | 357,000 | 723,000 | 1,085,000 | 1,479,000 |
| Net interest income | 1,303,000 | 2,663,000 | 4,032,000 | 5,485,000 |
| Noninterest income | 208,000 | 400,000 | 633,000 | 863,000 |
| Noninterest expense | 998,000 | 2,032,000 | 2,918,000 | 3,915,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 504,000 | 1,013,000 | 1,720,000 | 2,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 1,013,000 | 1,720,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,011,000 | 10,120,000 | 10,678,000 | 10,753,000 |
| Total capital | 10,917,000 | 11,031,000 | 11,624,000 | 11,793,000 |
| Risk-weighted assets | 72,184,000 | 72,589,000 | 75,387,000 | 83,041,000 |