Call reports 2023
COUNTY BANK — 2023
What COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 127,205,000 | 123,839,000 | 118,300,000 | 118,163,000 |
| Total loans | 68,875,000 | 71,001,000 | 73,834,000 | 73,452,000 |
| Allowance for loan losses | 1,021,000 | 1,029,000 | 1,036,000 | 1,044,000 |
| Securities available for sale | 39,877,000 | 38,661,000 | 37,467,000 | 36,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,606,000 | 115,525,000 | 109,932,000 | 109,048,000 |
| Interest-bearing deposits | 77,251,000 | 75,135,000 | 71,262,000 | 69,869,000 |
| Noninterest-bearing deposits | 41,355,000 | 40,390,000 | 38,670,000 | 39,179,000 |
| Equity capital | 8,366,000 | 8,060,000 | 7,871,000 | 8,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,601,000 | 3,975,000 | 5,404,000 |
| Interest expense | 84,000 | 238,000 | 444,000 | 687,000 |
| Net interest income | 1,168,000 | 2,363,000 | 3,531,000 | 4,717,000 |
| Noninterest income | 223,000 | 469,000 | 710,000 | 926,000 |
| Noninterest expense | 975,000 | 1,966,000 | 2,951,000 | 3,969,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 407,000 | 846,000 | 1,261,000 | 1,636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 846,000 | 1,261,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,568,000 | 9,669,000 | 9,937,000 | 9,979,000 |
| Total capital | 10,360,000 | 10,478,000 | 10,769,000 | 10,801,000 |
| Risk-weighted assets | 63,094,000 | 64,481,000 | 66,358,000 | 65,517,000 |