Call reports 2020
COUNTY BANK — 2020
What COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 94,565,000 | 103,768,000 | 104,516,000 | 106,894,000 |
| Total loans | 68,762,000 | 75,134,000 | 74,468,000 | 70,143,000 |
| Allowance for loan losses | 910,000 | 935,000 | 960,000 | 969,000 |
| Securities available for sale | 12,593,000 | 15,077,000 | 16,887,000 | 17,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,700,000 | 94,448,000 | 94,923,000 | 97,237,000 |
| Interest-bearing deposits | 63,344,000 | 65,349,000 | 65,076,000 | 65,290,000 |
| Noninterest-bearing deposits | 22,356,000 | 29,099,000 | 29,847,000 | 31,947,000 |
| Equity capital | 8,635,000 | 8,986,000 | 9,190,000 | 9,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,983,000 | 3,224,000 | 4,173,000 |
| Interest expense | 96,000 | 190,000 | 281,000 | 362,000 |
| Net interest income | 907,000 | 1,793,000 | 2,943,000 | 3,811,000 |
| Noninterest income | 242,000 | 738,000 | 745,000 | 1,041,000 |
| Noninterest expense | 857,000 | 1,701,000 | 2,565,000 | 3,483,000 |
| Provision for loan losses | 9,000 | 97,000 | 136,000 | 155,000 |
| Pretax income | 283,000 | 782,000 | 1,036,000 | 1,263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 782,000 | 1,036,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,388,000 | 7,601,000 | 7,768,000 | 7,858,000 |
| Total capital | 8,132,000 | 8,388,000 | 8,560,000 | 8,625,000 |
| Risk-weighted assets | 59,350,000 | 62,804,000 | 63,178,000 | 61,197,000 |