Call reports 2019
COUNTY BANK — 2019
What COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 95,591,000 | 93,490,000 | 92,486,000 | 90,807,000 |
| Total loans | 70,484,000 | 68,085,000 | 67,730,000 | 69,507,000 |
| Allowance for loan losses | 800,000 | 889,000 | 937,000 | 905,000 |
| Securities available for sale | 14,636,000 | 14,127,000 | 12,158,000 | 12,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,970,000 | 84,765,000 | 83,541,000 | 81,633,000 |
| Interest-bearing deposits | 65,904,000 | 63,912,000 | 62,645,000 | 60,773,000 |
| Noninterest-bearing deposits | 21,066,000 | 20,853,000 | 20,896,000 | 20,860,000 |
| Equity capital | 8,498,000 | 8,426,000 | 8,582,000 | 8,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,036,000 | 3,076,000 | 4,104,000 |
| Interest expense | 77,000 | 166,000 | 258,000 | 354,000 |
| Net interest income | 926,000 | 1,870,000 | 2,818,000 | 3,750,000 |
| Noninterest income | 197,000 | 420,000 | 670,000 | 927,000 |
| Noninterest expense | 819,000 | 1,705,000 | 2,608,000 | 3,510,000 |
| Provision for loan losses | 9,000 | 103,000 | 158,000 | 167,000 |
| Pretax income | 294,000 | 564,000 | 850,000 | 1,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 294,000 | 564,000 | 850,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,259,000 | 7,183,000 | 7,356,000 | 7,453,000 |
| Total capital | 8,018,000 | 7,921,000 | 8,088,000 | 8,197,000 |
| Risk-weighted assets | 60,697,000 | 58,874,000 | 58,368,000 | 59,370,000 |