Call reports 2018
COUNTY BANK — 2018
What COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,008,000 | 98,342,000 | 95,834,000 | 92,749,000 |
| Total loans | 67,051,000 | 68,872,000 | 70,671,000 | 68,980,000 |
| Allowance for loan losses | 793,000 | 795,000 | 793,000 | 793,000 |
| Securities available for sale | 11,212,000 | 16,829,000 | 14,798,000 | 14,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,509,000 | 89,977,000 | 86,137,000 | 83,531,000 |
| Interest-bearing deposits | 71,978,000 | 69,106,000 | 65,413,000 | 62,175,000 |
| Noninterest-bearing deposits | 21,531,000 | 20,871,000 | 20,724,000 | 21,356,000 |
| Equity capital | 8,410,000 | 8,262,000 | 8,295,000 | 8,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,850,000 | 2,822,000 | 3,808,000 |
| Interest expense | 58,000 | 121,000 | 182,000 | 248,000 |
| Net interest income | 850,000 | 1,729,000 | 2,640,000 | 3,560,000 |
| Noninterest income | 198,000 | 407,000 | 643,000 | 884,000 |
| Noninterest expense | 892,000 | 1,784,000 | 2,735,000 | 3,623,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 147,000 | 334,000 | 516,000 | 780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 334,000 | 516,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,271,000 | 7,181,000 | 7,289,000 | 7,372,000 |
| Total capital | 8,031,000 | 7,958,000 | 8,064,000 | 8,113,000 |
| Risk-weighted assets | 60,753,000 | 62,105,000 | 61,965,000 | 59,263,000 |