Call reports 2016
COUNTY BANK — 2016
What COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,299,000 | 81,100,000 | 83,112,000 | 82,879,000 |
| Total loans | 68,044,000 | 68,026,000 | 69,966,000 | 69,526,000 |
| Allowance for loan losses | 746,000 | 801,000 | 782,000 | 776,000 |
| Securities available for sale | 7,660,000 | 7,633,000 | 7,583,000 | 7,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,559,000 | 71,504,000 | 67,009,000 | 67,155,000 |
| Interest-bearing deposits | 55,428,000 | 54,957,000 | 52,095,000 | 50,914,000 |
| Noninterest-bearing deposits | 15,131,000 | 16,547,000 | 14,914,000 | 16,241,000 |
| Equity capital | 6,443,000 | 6,545,000 | 6,642,000 | 6,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,610,000 | 2,442,000 | 3,286,000 |
| Interest expense | 51,000 | 93,000 | 141,000 | 191,000 |
| Net interest income | 756,000 | 1,517,000 | 2,301,000 | 3,095,000 |
| Noninterest income | 120,000 | 266,000 | 440,000 | 588,000 |
| Noninterest expense | 687,000 | 1,378,000 | 2,044,000 | 2,775,000 |
| Provision for loan losses | 10,000 | 24,000 | 28,000 | 33,000 |
| Pretax income | 179,000 | 381,000 | 669,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 381,000 | 669,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,353,000 | 6,371,000 | 6,501,000 | 6,578,000 |
| Total capital | 7,099,000 | 7,128,000 | 7,281,000 | 7,347,000 |
| Risk-weighted assets | 60,648,000 | 60,486,000 | 62,370,000 | 61,534,000 |