Call reports 2015
COUNTY BANK — 2015
What COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,016,000 | 80,280,000 | 78,873,000 | 81,517,000 |
| Total loans | 61,422,000 | 64,941,000 | 65,084,000 | 68,247,000 |
| Allowance for loan losses | 813,000 | 807,000 | 809,000 | 739,000 |
| Securities available for sale | 8,595,000 | 7,900,000 | 7,813,000 | 7,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,557,000 | 71,923,000 | 70,521,000 | 66,897,000 |
| Interest-bearing deposits | 55,891,000 | 55,938,000 | 54,944,000 | 52,068,000 |
| Noninterest-bearing deposits | 15,666,000 | 15,985,000 | 15,577,000 | 14,829,000 |
| Equity capital | 6,576,000 | 6,463,000 | 6,461,000 | 6,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,534,000 | 2,337,000 | 3,137,000 |
| Interest expense | 57,000 | 116,000 | 170,000 | 223,000 |
| Net interest income | 706,000 | 1,418,000 | 2,167,000 | 2,914,000 |
| Noninterest income | 103,000 | 234,000 | 371,000 | 512,000 |
| Noninterest expense | 606,000 | 1,289,000 | 1,927,000 | 2,614,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 190,000 | 362,000 | 605,000 | 802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 362,000 | 605,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,475,000 | 6,447,000 | 6,438,000 | 6,384,000 |
| Total capital | 7,182,000 | 7,191,000 | 7,173,000 | 7,123,000 |
| Risk-weighted assets | 56,442,000 | 59,492,000 | 58,747,000 | 61,442,000 |