Call reports 2014
COUNTY BANK — 2014
What COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,564,000 | 80,153,000 | 76,529,000 | 77,842,000 |
| Total loans | 58,870,000 | 61,110,000 | 60,711,000 | 62,190,000 |
| Allowance for loan losses | 800,000 | 803,000 | 803,000 | 808,000 |
| Securities available for sale | 9,605,000 | 8,633,000 | 9,553,000 | 9,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,241,000 | 71,850,000 | 68,122,000 | 68,223,000 |
| Interest-bearing deposits | 60,724,000 | 58,257,000 | 54,454,000 | 52,735,000 |
| Noninterest-bearing deposits | 14,517,000 | 13,593,000 | 13,668,000 | 15,488,000 |
| Equity capital | 6,350,000 | 6,312,000 | 6,418,000 | 6,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,545,000 | 2,345,000 | 3,126,000 |
| Interest expense | 68,000 | 135,000 | 199,000 | 258,000 |
| Net interest income | 705,000 | 1,410,000 | 2,146,000 | 2,868,000 |
| Noninterest income | 93,000 | 191,000 | 292,000 | 402,000 |
| Noninterest expense | 612,000 | 1,228,000 | 1,921,000 | 2,513,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 181,000 | 364,000 | 503,000 | 739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 364,000 | 503,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,505,000 | 6,361,000 | 6,349,000 | 6,485,000 |
| Total capital | 7,231,000 | 7,107,000 | 7,099,000 | 7,256,000 |
| Risk-weighted assets | 57,977,000 | 59,645,000 | 59,944,000 | 61,666,000 |