Call reports 2013
COUNTY BANK — 2013
What COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,783,000 | 82,250,000 | 80,990,000 | 80,559,000 |
| Total loans | 59,016,000 | 60,736,000 | 63,182,000 | 62,905,000 |
| Allowance for loan losses | 793,000 | 790,000 | 801,000 | 793,000 |
| Securities available for sale | 9,553,000 | 10,823,000 | 10,684,000 | 10,059,000 |
| Securities held to maturity | 104,000 | 103,000 | 102,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,796,000 | 73,545,000 | 71,987,000 | 72,406,000 |
| Interest-bearing deposits | 62,815,000 | 61,153,000 | 60,155,000 | 58,042,000 |
| Noninterest-bearing deposits | 12,981,000 | 12,392,000 | 11,832,000 | 14,364,000 |
| Equity capital | 6,440,000 | 6,162,000 | 6,207,000 | 6,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,589,000 | 2,412,000 | 3,240,000 |
| Interest expense | 100,000 | 194,000 | 282,000 | 361,000 |
| Net interest income | 699,000 | 1,395,000 | 2,130,000 | 2,879,000 |
| Noninterest income | 153,000 | 275,000 | 390,000 | 524,000 |
| Noninterest expense | 562,000 | 1,107,000 | 1,715,000 | 2,324,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 60,000 |
| Pretax income | 275,000 | 533,000 | 750,000 | 1,019,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 533,000 | 750,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,433,000 | 6,440,000 | 6,457,000 | 6,466,000 |
| Total capital | 7,168,000 | 7,189,000 | 7,242,000 | 7,241,000 |
| Risk-weighted assets | 58,712,000 | 59,907,000 | 62,812,000 | 61,969,000 |