Call reports 2012
COUNTY BANK — 2012
What COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,673,000 | 80,481,000 | 77,520,000 | 79,657,000 |
| Total loans | 61,885,000 | 64,359,000 | 63,612,000 | 62,883,000 |
| Allowance for loan losses | 767,000 | 748,000 | 781,000 | 783,000 |
| Securities available for sale | 4,240,000 | 4,392,000 | 3,890,000 | 6,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,132,000 | 72,672,000 | 69,610,000 | 70,798,000 |
| Interest-bearing deposits | 65,208,000 | 62,187,000 | 59,594,000 | 58,920,000 |
| Noninterest-bearing deposits | 10,924,000 | 10,485,000 | 10,016,000 | 11,878,000 |
| Equity capital | 5,917,000 | 6,153,000 | 6,287,000 | 6,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,692,000 | 2,554,000 | 3,402,000 |
| Interest expense | 154,000 | 286,000 | 409,000 | 521,000 |
| Net interest income | 701,000 | 1,406,000 | 2,145,000 | 2,881,000 |
| Noninterest income | 153,000 | 280,000 | 479,000 | 659,000 |
| Noninterest expense | 578,000 | 1,148,000 | 1,726,000 | 2,360,000 |
| Provision for loan losses | 20,000 | 35,000 | 50,000 | 65,000 |
| Pretax income | 256,000 | 503,000 | 848,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 503,000 | 848,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,853,000 | 6,081,000 | 6,216,000 | 6,265,000 |
| Total capital | 6,586,000 | 6,829,000 | 6,971,000 | 7,038,000 |
| Risk-weighted assets | 58,648,000 | 60,941,000 | 60,339,000 | 61,812,000 |