Call reports 2011
COUNTY BANK — 2011
What COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,481,000 | 79,193,000 | 77,161,000 | 76,929,000 |
| Total loans | 61,615,000 | 64,159,000 | 63,440,000 | 65,205,000 |
| Allowance for loan losses | 744,000 | 781,000 | 768,000 | 765,000 |
| Securities available for sale | 4,433,000 | 4,461,000 | 3,978,000 | 3,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,923,000 | 71,540,000 | 69,462,000 | 69,304,000 |
| Interest-bearing deposits | 63,051,000 | 62,248,000 | 60,466,000 | 58,820,000 |
| Noninterest-bearing deposits | 9,872,000 | 9,292,000 | 8,996,000 | 10,484,000 |
| Equity capital | 5,789,000 | 5,883,000 | 5,927,000 | 5,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,767,000 | 2,647,000 | 3,523,000 |
| Interest expense | 196,000 | 384,000 | 561,000 | 730,000 |
| Net interest income | 684,000 | 1,383,000 | 2,086,000 | 2,793,000 |
| Noninterest income | 113,000 | 238,000 | 391,000 | 569,000 |
| Noninterest expense | 591,000 | 1,171,000 | 1,774,000 | 2,376,000 |
| Provision for loan losses | 30,000 | 74,000 | 104,000 | 149,000 |
| Pretax income | 176,000 | 376,000 | 599,000 | 837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 376,000 | 599,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,776,000 | 5,834,000 | 5,857,000 | 5,855,000 |
| Total capital | 6,506,000 | 6,593,000 | 6,607,000 | 6,620,000 |
| Risk-weighted assets | 58,382,000 | 60,713,000 | 59,982,000 | 62,185,000 |