Call reports 2010
COUNTY BANK — 2010
What COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 76,137,000 | 77,881,000 | 77,240,000 | 76,929,000 |
| Total loans | 66,188,000 | 67,496,000 | 66,158,000 | 64,945,000 |
| Allowance for loan losses | 772,000 | 771,000 | 820,000 | 706,000 |
| Securities available for sale | 4,306,000 | 4,299,000 | 4,055,000 | 4,913,000 |
| Securities held to maturity | 350,000 | 350,000 | 868,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,964,000 | 65,830,000 | 67,793,000 | 67,312,000 |
| Interest-bearing deposits | 59,895,000 | 58,577,000 | 60,289,000 | 56,836,000 |
| Noninterest-bearing deposits | 7,069,000 | 7,253,000 | 7,504,000 | 10,476,000 |
| Equity capital | 5,948,000 | 5,820,000 | 5,845,000 | 5,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,933,000 | 2,940,000 | 3,907,000 |
| Interest expense | 257,000 | 498,000 | 724,000 | 930,000 |
| Net interest income | 722,000 | 1,435,000 | 2,216,000 | 2,977,000 |
| Noninterest income | 93,000 | 207,000 | 331,000 | 486,000 |
| Noninterest expense | 508,000 | 1,048,000 | 1,681,000 | 2,361,000 |
| Provision for loan losses | 22,000 | 47,000 | 100,000 | 136,000 |
| Pretax income | 285,000 | 547,000 | 766,000 | 966,000 |
| Income tax | 4,000 | 4,000 | 0 | 0 |
| Net income | 281,000 | 543,000 | 766,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,956,000 | 5,818,000 | 5,840,000 | 5,850,000 |
| Total capital | 6,728,000 | 6,589,000 | 6,625,000 | 6,556,000 |
| Risk-weighted assets | 63,034,000 | 63,523,000 | 62,789,000 | 61,587,000 |