Call reports 2009
COUNTY BANK — 2009
What COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,023,000 | 76,194,000 | 77,343,000 | 77,730,000 |
| Total loans | 65,001,000 | 67,013,000 | 67,878,000 | 68,381,000 |
| Allowance for loan losses | 910,000 | 898,000 | 776,000 | 756,000 |
| Securities available for sale | 5,318,000 | 5,341,000 | 5,334,000 | 4,316,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,560,000 | 69,267,000 | 65,959,000 | 65,773,000 |
| Interest-bearing deposits | 64,054,000 | 62,243,000 | 59,750,000 | 57,395,000 |
| Noninterest-bearing deposits | 7,506,000 | 7,024,000 | 6,209,000 | 8,378,000 |
| Equity capital | 5,611,000 | 5,673,000 | 5,815,000 | 5,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,180,000 | 3,051,000 | 4,076,000 |
| Interest expense | 431,000 | 828,000 | 1,198,000 | 1,518,000 |
| Net interest income | 658,000 | 1,352,000 | 1,853,000 | 2,558,000 |
| Noninterest income | 51,000 | 120,000 | 389,000 | 510,000 |
| Noninterest expense | 500,000 | 1,042,000 | 1,562,000 | 2,081,000 |
| Provision for loan losses | 239,000 | 239,000 | 239,000 | 293,000 |
| Pretax income | 209,000 | 431,000 | 681,000 | 988,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 206,000 | 428,000 | 678,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,607,000 | 5,624,000 | 5,774,000 | 5,840,000 |
| Total capital | 6,350,000 | 6,359,000 | 6,550,000 | 6,596,000 |
| Risk-weighted assets | 59,289,000 | 62,015,000 | 63,798,000 | 64,212,000 |