Call reports 2008
COUNTY BANK — 2008
What COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 73,776,000 | 73,102,000 | 76,641,000 | 77,317,000 |
| Total loans | 59,202,000 | 62,934,000 | 66,480,000 | 66,824,000 |
| Allowance for loan losses | 658,000 | 637,000 | 659,000 | 671,000 |
| Securities available for sale | 6,200,000 | 6,060,000 | 5,880,000 | 5,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,899,000 | 64,303,000 | 63,944,000 | 67,091,000 |
| Interest-bearing deposits | 61,445,000 | 58,247,000 | 57,831,000 | 59,537,000 |
| Noninterest-bearing deposits | 6,454,000 | 6,056,000 | 6,113,000 | 7,554,000 |
| Equity capital | 5,427,000 | 5,373,000 | 5,475,000 | 5,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,316,000 | 3,480,000 | 4,514,000 |
| Interest expense | 607,000 | 1,140,000 | 1,649,000 | 2,146,000 |
| Net interest income | 581,000 | 1,176,000 | 1,831,000 | 2,368,000 |
| Noninterest income | 45,000 | 100,000 | 155,000 | 340,000 |
| Noninterest expense | 445,000 | 859,000 | 1,303,000 | 1,821,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 69,000 |
| Pretax income | 181,000 | 417,000 | 633,000 | 818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 417,000 | 633,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,201,000 | 5,275,000 | 5,361,000 | 5,486,000 |
| Total capital | 5,859,000 | 5,912,000 | 6,020,000 | 6,157,000 |
| Risk-weighted assets | 55,888,000 | 57,999,000 | 59,417,000 | 60,124,000 |