Call reports 2007
COUNTY BANK — 2007
What COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 65,094,000 | 66,349,000 | 67,601,000 | 70,937,000 |
| Total loans | 53,069,000 | 56,961,000 | 58,157,000 | 60,965,000 |
| Allowance for loan losses | 667,000 | 665,000 | 675,000 | 673,000 |
| Securities available for sale | 5,203,000 | 5,834,000 | 5,940,000 | 6,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,425,000 | 59,248,000 | 61,811,000 | 63,582,000 |
| Interest-bearing deposits | 54,408,000 | 54,055,000 | 56,452,000 | 57,531,000 |
| Noninterest-bearing deposits | 5,017,000 | 5,193,000 | 5,359,000 | 6,051,000 |
| Equity capital | 5,170,000 | 5,115,000 | 5,250,000 | 5,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,238,000 | 3,458,000 | 4,511,000 |
| Interest expense | 533,000 | 1,105,000 | 1,719,000 | 2,346,000 |
| Net interest income | 547,000 | 1,133,000 | 1,739,000 | 2,165,000 |
| Noninterest income | 33,000 | 68,000 | 108,000 | 321,000 |
| Noninterest expense | 375,000 | 791,000 | 1,211,000 | 1,674,000 |
| Provision for loan losses | 45,000 | 45,000 | 57,000 | 57,000 |
| Pretax income | 160,000 | 365,000 | 579,000 | 755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 365,000 | 579,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,180,000 | 5,187,000 | 5,232,000 | 5,197,000 |
| Total capital | 5,795,000 | 5,848,000 | 5,905,000 | 5,870,000 |
| Risk-weighted assets | 49,154,000 | 52,903,000 | 53,800,000 | 56,618,000 |