Call reports 2006
COUNTY BANK — 2006
What COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,193,000 | 57,550,000 | 62,106,000 | 61,413,000 |
| Total loans | 45,365,000 | 48,247,000 | 52,103,000 | 51,610,000 |
| Allowance for loan losses | 462,000 | 515,000 | 575,000 | 634,000 |
| Securities available for sale | 4,472,000 | 5,070,000 | 5,171,000 | 5,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,854,000 | 50,194,000 | 52,662,000 | 55,745,000 |
| Interest-bearing deposits | 40,548,000 | 44,949,000 | 47,633,000 | 49,516,000 |
| Noninterest-bearing deposits | 5,306,000 | 5,245,000 | 5,029,000 | 6,229,000 |
| Equity capital | 5,113,000 | 5,106,000 | 5,138,000 | 5,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,768,000 | 2,775,000 | 3,867,000 |
| Interest expense | 304,000 | 683,000 | 1,146,000 | 1,659,000 |
| Net interest income | 520,000 | 1,085,000 | 1,629,000 | 2,208,000 |
| Noninterest income | 28,000 | 60,000 | 95,000 | 128,000 |
| Noninterest expense | 364,000 | 709,000 | 1,083,000 | 1,476,000 |
| Provision for loan losses | 30,000 | 80,000 | 140,000 | 200,000 |
| Pretax income | 154,000 | 356,000 | 501,000 | 660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 356,000 | 501,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,174,000 | 5,221,000 | 5,165,000 | 5,179,000 |
| Total capital | 5,636,000 | 5,736,000 | 5,740,000 | 5,778,000 |
| Risk-weighted assets | 41,122,000 | 44,187,000 | 48,550,000 | 47,889,000 |