Call reports 2005
COUNTY BANK — 2005
What COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,467,000 | 42,917,000 | 47,197,000 | 52,224,000 |
| Total loans | 34,050,000 | 35,280,000 | 39,329,000 | 42,683,000 |
| Allowance for loan losses | 370,000 | 372,000 | 402,000 | 432,000 |
| Securities available for sale | 3,853,000 | 3,690,000 | 3,267,000 | 3,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,109,000 | 37,244,000 | 39,463,000 | 43,379,000 |
| Interest-bearing deposits | 33,324,000 | 32,736,000 | 33,918,000 | 36,175,000 |
| Noninterest-bearing deposits | 4,785,000 | 4,508,000 | 5,545,000 | 7,204,000 |
| Equity capital | 3,978,000 | 3,984,000 | 4,026,000 | 5,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,108,000 | 1,758,000 | 2,507,000 |
| Interest expense | 155,000 | 321,000 | 526,000 | 786,000 |
| Net interest income | 377,000 | 787,000 | 1,232,000 | 1,721,000 |
| Noninterest income | 23,000 | 52,000 | 86,000 | 109,000 |
| Noninterest expense | 300,000 | 602,000 | 920,000 | 1,289,000 |
| Provision for loan losses | 5,000 | 9,000 | 39,000 | 69,000 |
| Pretax income | 95,000 | 228,000 | 359,000 | 472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 228,000 | 359,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,013,000 | 4,003,000 | 4,051,000 | 5,123,000 |
| Total capital | 4,383,000 | 4,375,000 | 4,452,000 | 5,555,000 |
| Risk-weighted assets | 32,447,000 | 33,547,000 | 36,428,000 | 39,071,000 |