Call reports 2004
COUNTY BANK — 2004
What COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,389,000 | 37,515,000 | 39,682,000 | 41,058,000 |
| Total loans | 22,347,000 | 23,679,000 | 29,194,000 | 32,301,000 |
| Allowance for loan losses | 353,000 | 356,000 | 359,000 | 366,000 |
| Securities available for sale | 10,321,000 | 8,789,000 | 6,660,000 | 5,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,655,000 | 34,920,000 | 33,635,000 | 34,521,000 |
| Interest-bearing deposits | 29,444,000 | 28,665,000 | 28,888,000 | 28,866,000 |
| Noninterest-bearing deposits | 4,211,000 | 6,255,000 | 4,747,000 | 5,655,000 |
| Equity capital | 2,649,000 | 2,532,000 | 3,971,000 | 3,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 701,000 | 1,104,000 | 1,570,000 |
| Interest expense | 100,000 | 194,000 | 295,000 | 403,000 |
| Net interest income | 261,000 | 507,000 | 809,000 | 1,167,000 |
| Noninterest income | 93,000 | 183,000 | 340,000 | 458,000 |
| Noninterest expense | 268,000 | 567,000 | 933,000 | 1,342,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 13,000 |
| Pretax income | 83,000 | 117,000 | 207,000 | 270,000 |
| Income tax | 3,000 | 5,000 | 6,000 | 8,000 |
| Net income | 80,000 | 112,000 | 201,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,619,000 | 2,560,000 | 3,987,000 | 3,981,000 |
| Total capital | 2,912,000 | 2,872,000 | 4,346,000 | 4,347,000 |
| Risk-weighted assets | 23,426,000 | 24,919,000 | 29,082,000 | 31,727,000 |